Reference Guides

General Reference Guides

 

Delegated Quick Reference Guide

Overview of key contacts, addresses, fees, and delivery information for the PennyMac Delegated Correspondent Group.

05.27.21

Rental Income/Multiple Financed Properties Matrix

Reference guide to Fannie Mae and Freddie Mac requirements on rental income and multiple financed properties.

 

Disaster Zip Code List

List of zip codes that are currently being monitored. Properties located in these areas may require a disaster inspection.

03.08.21

LPA Feedback Certificate Updates 2021

Overview of enhancements to Freddie Mac’s LPA Feedback Certificate as part of the new URLA in Loan Product Advisor version 5.0.06.

Program and Delivery Guides

06.25.21

Government Overlay Matrix

Summary of most PennyMac guideline overlays to FHA, VA and USDA requirements.

06.25.21

Agency Overlay Matrix

Summary of most PennyMac guideline overlays to Fannie Mae and Freddie Mac requirements

05.17.21

eMortgage Guide

PennyMac Correspondent Group eMortgage Guide

07.09.21

Non-U.S. Citizen Documentation Requirements

List of acceptable visas for non-permanent residents.

05.25.21

Government ARM Interest Rate Adjustment Dates

PennyMac's delivery deadlines and interest rate adjustment date requirements for Government ARM products.

08.22.17

ARM Attribute Matrix

Overview of acceptable ARM loan programs and delivery expectations.

08.04.16

ATR/QM Points and Fees

Guide to assist clients in meeting PennyMac's purchase requirements. Provides PennyMac interpretation by ATR/QM points and fees topic.

11.16.18

Temporary Buydowns FAQ

FAQs intended to assist clients in meeting PennyMac's purchase requirements in regard to delivery of the loans with a temporary buy down.

04.29.20

TRID FAQ

This document is intended to assist clients in meeting purchase requirements in regard to delivery of the TILA-RESPA Integrated Disclosures.

04.29.20

TRID Conditions

This document is intended to assist clients in understanding and resolving conditions placed by PennyMac in regard to TRID requirements.