This content is for approved Sellers selling Mortgage Loans with non-delegated underwriting to PennyMac Loan Services, LLC pursuant to a Mortgage Loan Purchase Agreement and is not intended for consumers.
Non-Delegated FAQ’s and Fact Sheets
List of acceptable visas for non-permanent residents.
Pennymac’s RefiNow vs HomeReady vs Refi Possible vs Home Possible Matrix
Frequently asked questions regarding submission for non-delegated eligibility review.
Marketing Material for the Pennymac non-delegated program.
Overview of key contacts, addresses, fees, and delivery information for the Pennymac Non-Delegated Correspondent Group.
Loan submission form for eligibility review completed by PennyMac Loan Services, LLC.
This is a document that addresses the most common VA post closing conditions.
This is a document that addresses the most common FHA post closing conditions.
Form to revise parameters of loans submitted for eligibility review completed by PennyMac Loan Services, LLC
Non-Delegated Overlay Matrices
Summary of most Pennymac guideline overlays to Fannie Mae and Freddie Mac requirements, specific to Non-Delegated.
Summary of most Pennymac guideline overlays to FHA and VA requirements, specific to Non-Delegated.
Non-Delegated User Guides
Guidance regarding how to order Non-Delegated VA appraisals.
Fannie Mae and Freddie Mac announced additional Documentation and analysis requirements for self-employment qualifying income during COVID.
Expedite your Loan Purchase with Pennymac.