This content is for approved Sellers selling Mortgage Loans with non-delegated underwriting to PennyMac Loan Services, LLC pursuant to a Mortgage Loan Purchase Agreement and is not intended for consumers.
Non-Delegated FAQ’s and Fact Sheets
List of acceptable visas for non-permanent residents.
PennyMac’s RefiNow vs HomeReady vs Refi Possible vs Home Possible Matrix
Frequently asked questions regarding submission for non-delegated eligibility review.
Marketing Material for the PennyMac non-delegated program.
Overview of key contacts, addresses, fees, and delivery information for the PennyMac Non-Delegated Correspondent Group.
Loan submission form for eligibility review completed by PennyMac Loan Services, LLC.
Form to revise parameters of loans submitted for eligibility review completed by PennyMac Loan Services, LLC
Non-Delegated Overlay Matrices
Summary of most PennyMac guideline overlays to Fannie Mae and Freddie Mac requirements, specific to Non-Delegated.
Summary of most PennyMac guideline overlays to FHA and VA requirements, specific to Non-Delegated.
Non-Delegated User Guides
Guidance regarding how to order Non-Delegated VA appraisals.
Fannie Mae and Freddie Mac announced additional Documentation and analysis requirements for self-employment qualifying income during COVID.
Expedite your Loan Purchase with PennyMac.