Reference Guides

General Reference Guides

PennyMac Quick Reference Guide

Overview of key contacts, addresses, fees, and delivery information for the PennyMac Correspondent Group.

PennyMac Portal Web Administration Guide

Guidance regarding how to complete the most common web administration tasks to manage the Correspondent Portal.

Commitment Resources

Best Effort Commitments - Conforming

Guide to the PennyMac delivery and purchase process for Best Effort, Conforming commitments.

Mandatory Commitments

Guide to the PennyMac delivery and purchase process for Mandatory commitments.

AOT & DT Commitment Overview

Overview of delivery process including communication, trade details, commitment info, and mortgage loan info.

Assignment of Trade Client Interface Guide

Guide to the Assignment of Trade Interface, with instruction regarding access, navigation and commitment management functions.

Program and Delivery Guides

Agency Overlay Matrix

Summary of most PennyMac guideline overlays to Fannie Mae and Freddie Mac requirements

Government Overlay Matrix

Summary of most PennyMac guideline overlays to FHA, VA and USDA requirements.

ARM Attribute Matrix

Overview of acceptable ARM loan programs and delivery expectations.

Government ARM Interest Rate Adjustment Dates

PennyMac's delivery deadlines and interest rate adjustment date requirements for Government ARM products.

ATR/QM Points and Fees

Guide to assist clients in meeting PennyMac's purchase requirements. Provides PennyMac interpretation by ATR/QM points and fees topic.

PennyMac TRID FAQ

Guide to assist clients in meeting PennyMac's purchase requirements in regard to delivery of the TILA-RESPA Integrated Disclosures.

TRID Conditions Matrix

This document is intended to assist clients in understanding and resolving conditions placed by PennyMac in regard to TRID requirements.

Non-Delegated Resources

Non-Delegated Program Flyer

Marketing Material for the PennyMac non-delegated program.

Non-Delegated Fact Sheet

Program information, contact information and service level agreements for non-delegated loan submissions.

Non-Delegated FAQ

Frequently asked questions regarding submission for non-delegated eligibility review.

Non-Delegated User Guide

Overview of available resources and submission process for Eligibility Review.

Eligibility Review - Submission Form

Loan submission form for eligibility review completed by PennyMac Loan Services, LLC.

Eligibility Review - Loan Change Request Form

Form to revise parameters of loans submitted for eligibility review completed by PennyMac Loan Services, LLC

Non-Delegated Agency Overlay Matrix

Summary of most PennyMac guideline overlays to Fannie Mae and Freddie Mac requirements, specific to Non-Delegated.

Non-Delegated Jumbo Fact Sheet

Program information, contact information and service level agreements for non-delegated jumbo loan submissions.

Jumbo Eligibility Review Submission Document

Jumbo Loan submission form for eligibility review completed by PennyMac Loan Services, LLC.

Jumbo Eligibility Review Change Request

Form to revise parameters of jumbo loans submitted for eligibility review completed by PennyMac Loan Services, LLC

Non-Delegated Jumbo User Guide

Overview of the non-delegated jumbo resources, navigating the PCG portal, and eligibility review process.